Insurance companies have no respect for the consumer. They are comfortable raising premiums by 50% without giving any real reason. The only excuse they give is that Irish people are claiming too much. I personally have never known anyone to claim on their insurance and struggle to see how this is the real reason. The government has tried to step in to try and resolve this issue but as we have become accustomed to the Government hasn’t got a clue and their approach certainly does not cater for the affected. I’m sure if their premiums were increasing by 100% a year they would be quick to step in.